Use our free comparison to compare policies that could pay off if your e-bike gets stolen or damaged. Find the best cover for your needs at the cheapest price. The following comparison is based on bikes valued at £1,000.
Use this table to compare bicycle insurance from 5 bicycle insurance policies ordered by cheapest yearly cost first.
Legally no, but with electric bike prices as high as £2,500 it is a good idea to work out the cover you need.
What does it cover?
The following usually come as a standard but you need to check thoroughly your policy details before commiting:
Accidental damage and theft
Personal Accident cover
Public Liability cover
Replacement hire cycle
What are the extras?
The following usually come with extra costs and are not covered by your policy:
Bicycle accessories
Cover for cycling abroad
Breakdown cover
Cover for family members
How much is it?
It depends on the value of your bike. For a bike worth £1,000 the average policy is around £80 - £100 and for a bike £500 is around £40-£60.
What do you need to be aware of?
You should always read carefully your policy details for hidden fees. Also, you need to check for excess fees.
Make sure that your insurer provides “New for Old replacement†which means that in the event of theft your bicycle will be refunded or replaced to the amount you bought it and not its current market value
Q
Do I need approved locks for your bike?
A
YYes. A lot of insurers will dismiss your claim if you don't have the appropriate locks approved by Sold Secure.
Q
Do I need to tax my electric bike if I take it on the road?
A
No, as long as it doesn't go over 15.5 mph and it has petals.
Q
Will my contents insurance cover me in case of theft?
A
Yes, but only if it gets stolen at home. Be aware that will increase your premiums and you will likely lose future no-claims discounts.
About our electric bike insurance comparison
Q
Who do we include in this comparison?
A
We include golf insurance policies available from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority (FCA).
Q
How do we make money from our comparison?
A
We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services.
Q
Do we offer the comparison service for free?
A
Yes, it's completely free for you to use, whether or not you take out a policy. You also do not pay any extra to our panel, the deal you get is not affected.
